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HOW TO REGISTER A MORTGAGE

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Step 1

The Applicant must have in his/her possession;

  • Two sets of embossed, duly signed, dated and witnessed Mortgage Deeds.
  • Duplicate Certificate of Title.
  • Two Passport Photographs of the person registering the Mortgagee.

Step 2

  • The Applicant presents the full set of original documents and a photocopy of the same, to the Department of Land Registration (Office of Titles) for processing.
  • The photocopy is stamped ‘Received” and returned to the Applicant.
  • The Applicant checks with the Department of Land registration after 10 working days to confirm entry of the Mortgage upon the register.

Step 3

  • The photocopy is stamped ‘Returned’ on completion.
  • The Applicant upon presentation of the photocopy stamped ‘Received’ collects the Duplicate Certificate of Title together with a Mortgage Deed.

Documents required

  • Two sets of Mortgage Deeds and Duplicate Certificate of title.
  • Set of Passport Photographs and General Receipts of payment.

Fees paid at the Ministry / District

  • Stamp duty: 0.05% of the value of the Mortgage.
  • Registration fees: 15,000/= (If it is a Company, an additional 5,000/= is paid for perusal of company records)

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